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Use it or Lose it  – The end of the financial year and your dental benefits

Where has the time gone! While we may be preoccupied with settling into a new routine, many of us may have forgotten about our health funds. Most health funds tend to turn over at the end of the year, however, there are a few that change at the end of the financial year, which is fast approaching!

 

What are you NOT using that you have already paid for?

With most people paying upwards of $50 per person monthly to get covered for private health insurance you could have paid in excess of $600 for the year. If you’ve paid $600 a year, you’ll want to make use of that, rather then let it go to waste.

 

How do health funds work?

Each health fund is different but in general most will have two categories for dental.  General dental and Major dental cover. The general dental allowance will give you a rebate on things such as check ups, cleans, fluoride treatment, x-rays, fillings and simple tooth extractions. These plans often allow for a checkup and clean every 6 months. Major Dental will usually cover more complex treatment like root canals, crowns and implants. At Greenslopes dental, we offer all aspects of dental, so whether you’re requiring emergency services or a regular checkup, our team can provide you and your teeth with exceptional service. These plans are recharged at the end of the financial year (or the end of the calendar year for some).  It does not roll over, it just tops the limit back up, so you can’t simply save it up.

 

Prevention is better than a cure!

Although you are probably caught up in the busy period of the year, spare a moment to give your chompers a thorough check and clean for your peace of mind. We can detect potential problems earlier and address them immediately. Not only will this minimise pain for you but it can also save you unnecessary extra costs.

 

Why?

We forget that we’ve had our adult teeth since about the age of 12, we use them at least 3 times a day and they never get time off! By the age of 45 that’s 12,045 days of using your teeth so naturally, they need to be maintained regularly. The more you maintain, the fewer problems you experience, and the less you pay!

 

Don’t forget about the kids

This time of year is also when kids go on holidays so it may be a good idea to get the whole family in for a check up. The last thing you want is a child in pain and the stress of trying to find a dentist over the busy school holidays.